Category: Direct Business Lending

It’s no secret that after the financial crisis of 2008, banks were more stringent in screening a business loan applicant. Fewer business loans were approved, especially small loans, as they are less profitable.  This caused small business owners to turn to direct lenders, also known as alternative financing companies, for the funding they needed. What […]

Working capital is a term that directly refers to a company’s ability to pay off short-term debts and sustain business-as-usual operations on a daily basis. It’s important to understand the fundamentals of working capital needs as it relates to your own business. Working capital can tell you a lot about business efficiency, productivity, and management. […]

All business owners need some form of capital. If you are a small business owner looking for a source of funds, you may consider getting a business credit card. However, applying for this line of credit is not without risks. Depending on the structure of your business, applying for a card can have an immediate […]

Skeptical about alternative finance? Don't miss out on all the benefits. Get the facts and find out if it's right for your business.